Selling a Home With Back Taxes in Michigan

Avoid Forfeiture – Sell Homes With Liens in Michigan

If you owe back taxes or have liens on your Michigan property, selling may seem impossible. But M1 Home Buyers specializes in purchasing homes burdened by tax debts, state or federal liens, and county forfeiture proceedings. We offer a straightforward, cash-based solution that helps Michigan homeowners close fast—without fixing anything or waiting for government redemption periods. Read on to discover how easy it can be.

Can You Sell a House With Back Taxes or Liens in Michigan?

Cash offer on liened Michigan house

es! Many homeowners don’t realize that properties with tax liens, IRS liens, or other encumbrances can still be sold. However, traditional buyers often avoid these homes, leaving owners with limited options:

✔ Pay off the debt (if you have the funds)
✔ Face foreclosure (lose your home & credit damage)
✔ Sell to a cash buyer (fastest way to resolve tax issues)

M1 Home Buyers specializes in purchasing Michigan homes with:

  • Unpaid property taxes
  • IRS or state tax liens
  • HOA liens
  • Judgment liens
  • Mortgage arrears

We handle the complications so you can sell quickly and move on.

Sell Your House for Cash in Three Easy Steps

Before you call a real estate agent, you owe it to yourself to explore other options for selling your house fast in City. Instead of going through a complicated process in a traditional sale, you can work directly with our team and skip the realtor. Our process is simple.

Sell My House Cash

Step 1: Contact Us

When you are ready to sell your house, the first step is to call us and schedule a walkthrough of the house. It’s fast and easy, and there is no obligation to sell your house. Feel free to ask questions. We are here to help!

Sell House In Probate

Step 2: Get a Cash Offer

We will assess your property and decide if we want to make an offer. If we like what we see, we will make a fair cash offer at just under the market value of your home. In most cases, we can make an offer within 24 to 48 hours.

Cash Offers for Michigan Homes Owed Taxes

Step 3: Close and Get Paid

If you accept our offer, the next step is to schedule a convenient closing date. Simply show up, sign the paperwork, and walk away with no strings attached. We pay most or all of the closing costs, which save you money.

What Happens If You Have Back Taxes Or Liens

  • Tax liens are public claims by government bodies (county, state, IRS) on your property and typically block selling or refinancing until resolved.
  • Missed property taxes trigger escalating fees and interest—after two years, your home can be forfeited and sold at public auction under Michigan law.
  • Federal tax liens must be satisfied or subordinated before a sale closes—otherwise you can’t legally transfer a clean title .
  • Auctions occur annually in many counties; redemption windows vary, but once forfeited, homeowners lose control.

Can You Still Sell With Liens Or Back Taxes?

Yes—you can. But you need a buyer capable of handling the complexity:

  • Buyers can purchase homes with liens, then use sale proceeds to clear debts.
  • If there’s enough equity, liens get paid at closing; if not, sellers may request lien discharge or negotiate with agencies .
  • If foreclosure is looming, time is critical—working with an experienced investor like M1 can help avoid losing your home entirely.

Selling your home shouldn’t be stressful. At M1 Home Buyers, we streamline the process by purchasing directly from you in cash – no fees, no commissions, and no middlemen. We buy City, MI homes in any condition, handling all closing costs and repairs ourselves, while tailoring solutions to your unique situation.

competitive cash offer

We’ll make you a cash offer based on the condition and value of the home.

simple sales process

We want to make selling your home as easy and stress-free as possible.

close when you want

Need to sell fast or need extra time to move? We’ll work with you.

sell your home as is for cash

You won’t have to make any repairs or updates! We buy houses totally “as-is.”

No agent commissions or fees

We buy houses directly from sellers with no realtor commissions or other fees.

no need to clean

No need to clean. Leave behind anything you don’t want to take with you.

Selling to M1 vs. Listing Traditionally

FeatureTraditional SaleSell to M1 Home Buyers
Commission5–6% + closing costs$0
Repairs & StagingOften requiredNone
Tax/Lien PayoffSeller arrangesIncluded at closing
Title Clean-UpSeller procuresWe manage it
TimelineWeeks to months7–30 days
CertaintyFinancing & lien dependenciesGuaranteed offer
Foreclosure RiskComplicated by liensWe prevent owner forfeiture

Quick house sale for cash City Michigan

Top Rated Cash Home Buyers In Michigan

Leonya sold her house for a new start.

– Leonya B
“Mark and Mike provide persistent, patient, honest, and great customer service!”

Detroit House Deal for Cash Testimonial

– Jamase
“Mike purchased our family home. He is a genuine guy and worked with us to stay in the home a little longer than anticipated.”

John got cash for his house in foreclosure

– John N
“I worked with Mark, Jamie, and Mike through the unfortunate circumstance of my foreclosure. I’m extremely satisfied with their efforts.”

Why Selling to Us Beats Other Options

OptionProsCons
Pay Off Debt YourselfKeep your homeRequires large lump sum you may not have
Wait for ForeclosureNo upfront costCredit destroyed (for 7+ years)
Sell TraditionallyPossible higher sale priceTakes 6+ months, buyers reject lien homes
Sell to M1 Home BuyersFast cash, no fees, avoid foreclosureSale price may be below retail value

Best for avoiding stress? A quick cash sale to M1 Home Buyers.

Michigan Tax Lien & Foreclosure Laws

  • Property Tax Liens: After 2 years unpaid, Michigan counties can foreclose.
  • IRS/State Tax Liens: The government can seize your property if unpaid.
  • HOA Liens: HOAs can force a sale for unpaid dues.

Time is critical—the longer you wait, the worse it gets.

FAQs About Selling Homes With Liens in Michigan

1. Can You Sell a House With a Lien?

Yes, but the lien must be paid at closing (we handle this).

2. What If I Owe More Than My Home Is Worth?

We still may make an offer—contact us for a free evaluation.

3. How Fast Can You Close?

In as little as 7 days (vs. months with traditional sales).

4. Do I Need to Pay Any Fees?

No—we cover all closing costs & lien payoffs.

Get Your No-Obligation Cash Offer Today

✔ Free, no-pressure offer
✔ Pay off back taxes & liens
✔ Close in days, not months
✔ No fees or commissions

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M1 Home Buyers Reviews

5.0 ★★★★★ Home Buyers in Michigan

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More Resources

What Is My House Worth In Michigan?Selling A House In Michigan Without Using A Realtor
How To Sell A House By Owner In MIchiganWe Buy Homes With Back Taxes Or Liens In Michigan
A Guide To Selling An Inherited Home In MichiganAre Cash Home Buying Companies In MI Legitimate?
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