Selling a Home With Back Taxes in Michigan

If you owe back taxes or have liens on your Michigan property, selling may seem impossible. But M1 Home Buyers specializes in purchasing homes burdened by tax debts, state or federal liens, and county forfeiture proceedings. We offer a straightforward, cash-based solution that helps Michigan homeowners close fast—without fixing anything or waiting for government redemption periods. Read on to discover how easy it can be.
Can You Sell a House With Back Taxes or Liens in Michigan?

es! Many homeowners don’t realize that properties with tax liens, IRS liens, or other encumbrances can still be sold. However, traditional buyers often avoid these homes, leaving owners with limited options:
✔ Pay off the debt (if you have the funds)
✔ Face foreclosure (lose your home & credit damage)
✔ Sell to a cash buyer (fastest way to resolve tax issues)
M1 Home Buyers specializes in purchasing Michigan homes with:
- Unpaid property taxes
- IRS or state tax liens
- HOA liens
- Judgment liens
- Mortgage arrears
We handle the complications so you can sell quickly and move on.
Sell Your House for Cash in Three Easy Steps
Before you call a real estate agent, you owe it to yourself to explore other options for selling your house fast in City. Instead of going through a complicated process in a traditional sale, you can work directly with our team and skip the realtor. Our process is simple.

Step 1: Contact Us
When you are ready to sell your house, the first step is to call us and schedule a walkthrough of the house. It’s fast and easy, and there is no obligation to sell your house. Feel free to ask questions. We are here to help!

Step 2: Get a Cash Offer
We will assess your property and decide if we want to make an offer. If we like what we see, we will make a fair cash offer at just under the market value of your home. In most cases, we can make an offer within 24 to 48 hours.

Step 3: Close and Get Paid
If you accept our offer, the next step is to schedule a convenient closing date. Simply show up, sign the paperwork, and walk away with no strings attached. We pay most or all of the closing costs, which save you money.
What Happens If You Have Back Taxes Or Liens
- Tax liens are public claims by government bodies (county, state, IRS) on your property and typically block selling or refinancing until resolved.
- Missed property taxes trigger escalating fees and interest—after two years, your home can be forfeited and sold at public auction under Michigan law.
- Federal tax liens must be satisfied or subordinated before a sale closes—otherwise you can’t legally transfer a clean title .
- Auctions occur annually in many counties; redemption windows vary, but once forfeited, homeowners lose control.
Can You Still Sell With Liens Or Back Taxes?
Yes—you can. But you need a buyer capable of handling the complexity:
- Buyers can purchase homes with liens, then use sale proceeds to clear debts.
- If there’s enough equity, liens get paid at closing; if not, sellers may request lien discharge or negotiate with agencies .
- If foreclosure is looming, time is critical—working with an experienced investor like M1 can help avoid losing your home entirely.
Why Sell My Home Fast For Cash To M1 Home Buyers?
Selling your home shouldn’t be stressful. At M1 Home Buyers, we streamline the process by purchasing directly from you in cash – no fees, no commissions, and no middlemen. We buy City, MI homes in any condition, handling all closing costs and repairs ourselves, while tailoring solutions to your unique situation.
Fair Cash Offer

We’ll make you a cash offer based on the condition and value of the home.
Simple Sale Process

We want to make selling your home as easy and stress-free as possible.
Close When You Want

Need to sell fast or need extra time to move? We’ll work with you.
Sell Your Home As-Is

You won’t have to make any repairs or updates! We buy houses totally “as-is.”
No Agent Fees

We buy houses directly from sellers with no realtor commissions or other fees.
No Need To Clean

No need to clean. Leave behind anything you don’t want to take with you.
Selling to M1 vs. Listing Traditionally
Feature | Traditional Sale | Sell to M1 Home Buyers |
---|---|---|
Commission | 5–6% + closing costs | $0 |
Repairs & Staging | Often required | None |
Tax/Lien Payoff | Seller arranges | Included at closing |
Title Clean-Up | Seller procures | We manage it |
Timeline | Weeks to months | 7–30 days |
Certainty | Financing & lien dependencies | Guaranteed offer |
Foreclosure Risk | Complicated by liens | We prevent owner forfeiture |

Top Rated Cash Home Buyers In Michigan
– Leonya B
“Mark and Mike provide persistent, patient, honest, and great customer service!”
– Jamase
“Mike purchased our family home. He is a genuine guy and worked with us to stay in the home a little longer than anticipated.”
– John N
“I worked with Mark, Jamie, and Mike through the unfortunate circumstance of my foreclosure. I’m extremely satisfied with their efforts.”
Why Selling to Us Beats Other Options
Option | Pros | Cons |
---|---|---|
Pay Off Debt Yourself | Keep your home | Requires large lump sum you may not have |
Wait for Foreclosure | No upfront cost | Credit destroyed (for 7+ years) |
Sell Traditionally | Possible higher sale price | Takes 6+ months, buyers reject lien homes |
Sell to M1 Home Buyers | Fast cash, no fees, avoid foreclosure | Sale price may be below retail value |
Best for avoiding stress? A quick cash sale to M1 Home Buyers.
Michigan Tax Lien & Foreclosure Laws
- Property Tax Liens: After 2 years unpaid, Michigan counties can foreclose.
- IRS/State Tax Liens: The government can seize your property if unpaid.
- HOA Liens: HOAs can force a sale for unpaid dues.
Time is critical—the longer you wait, the worse it gets.
FAQs About Selling Homes With Liens in Michigan
1. Can You Sell a House With a Lien?
Yes, but the lien must be paid at closing (we handle this).
2. What If I Owe More Than My Home Is Worth?
We still may make an offer—contact us for a free evaluation.
3. How Fast Can You Close?
In as little as 7 days (vs. months with traditional sales).
4. Do I Need to Pay Any Fees?
No—we cover all closing costs & lien payoffs.
Get Your No-Obligation Cash Offer Today
✔ Free, no-pressure offer
✔ Pay off back taxes & liens
✔ Close in days, not months
✔ No fees or commissions
Proud Partners Of

The Autism Alliance of Michigan (AAoM) is leading efforts to make Michigan a better place to live for people with autism and their families.

The Michigan Humane Society’s mission is to improve and save lives through compassionate care, community engagement and advocacy for animals.
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