How to Stop Foreclosure in Michigan Immediately

If you’re behind on payments or notice a foreclosure notice in Michigan, time is critical. M1 Home Buyers can help you stop foreclosure and regain control—offering expert guidance on loan relief options and a fast cash sale alternative to avoid lengthy processes and protect your credit. You still have options to save your credit and equity:
✔ Loan Modification (Bank approval required)
✔ Short Sale (Lender-approved sale for less than owed)
✔ Bankruptcy (Temporary relief but damages credit)
✔ Cash Sale to Investor (Fastest solution – no bank approval needed)
M1 Home Buyers specializes in foreclosure prevention, helping Michigan homeowners.
Understand Michigan Foreclosure Timelines

- Missed Payment (Day 1-30)
- Pre-Foreclosure Notice (After 30-90 days)
- Sheriff’s Sale Scheduled (Typically 6-12 months after default)
- Redemption Period (6 months-1 year after sale)
Key Fact: Selling during pre-foreclosure preserves 40-60% more equity than waiting for auction (Michigan Housing Data).
Sell Your House for Cash in Three Easy Steps
Before you call a real estate agent, you owe it to yourself to explore other options for selling your house fast in City. Instead of going through a complicated process in a traditional sale, you can work directly with our team and skip the realtor. Our process is simple.

Step 1: Contact Us
When you are ready to sell your house, the first step is to call us and schedule a walkthrough of the house. It’s fast and easy, and there is no obligation to sell your house. Feel free to ask questions. We are here to help!

Step 2: Get a Cash Offer
We will assess your property and decide if we want to make an offer. If we like what we see, we will make a fair cash offer at just under the market value of your home. In most cases, we can make an offer within 24 to 48 hours.

Step 3: Close and Get Paid
If you accept our offer, the next step is to schedule a convenient closing date. Simply show up, sign the paperwork, and walk away with no strings attached. We pay most or all of the closing costs, which save you money.
Why Choose a Cash Sale to Stop Foreclosure?
Option | Time to Resolution | Cost/Fees | Impact on Credit | Ease of Process |
---|
Loan Modification | Weeks–Months | Low | Low | Moderate (negotiation) |
Forbearance | Months | Low | Low | Moderate |
Short Sale | 3–9 Months | Agent & closing fees | Moderate | High effort, lender approval needed |
Deed in Lieu | 1–3 Months | Low | Moderate | Moderate |
Chapter 13 Bankruptcy | 3–5 Years | Legal costs | High | High |
Cash Sale to M1 | 7–30 Days | None – we cover | Low | Very low |
Compare Foreclosure Solutions
Why Sell My Home Fast For Cash To M1 Home Buyers?
Selling your home shouldn’t be stressful. At M1 Home Buyers, we streamline the process by purchasing directly from you in cash – no fees, no commissions, and no middlemen. We buy City, MI homes in any condition, handling all closing costs and repairs ourselves, while tailoring solutions to your unique situation.
Fair Cash Offer

We’ll make you a cash offer based on the condition and value of the home.
Simple Sale Process

We want to make selling your home as easy and stress-free as possible.
Close When You Want

Need to sell fast or need extra time to move? We’ll work with you.
Sell Your Home As-Is

You won’t have to make any repairs or updates! We buy houses totally “as-is.”
No Agent Fees

We buy houses directly from sellers with no realtor commissions or other fees.
No Need To Clean

No need to clean. Leave behind anything you don’t want to take with you.
Get a Fast Cash Offer from M1 Home Buyers
A cash sale can instantly halt the foreclosure process—no lender approval or court delays. Here’s how it works:
- Contact us – We discuss your situation and property details.
- Receive a transparent cash offer within 24–48 hours .
- Schedule a quick walkthrough—we buy as-is, no repairs or cleanups.
- Close on your timeline—typically 7 to 30 days.
- Lender gets paid, foreclosure stops, and you walk away clear.

Top Rated Cash Home Buyers In Michigan
– Leonya B
“Mark and Mike provide persistent, patient, honest, and great customer service!”
– Jamase
“Mike purchased our family home. He is a genuine guy and worked with us to stay in the home a little longer than anticipated.”
– John N
“I worked with Mark, Jamie, and Mike through the unfortunate circumstance of my foreclosure. I’m extremely satisfied with their efforts.”
Why Acting Now Matters
- Mortgage arrears accumulate quickly after 30 days, with late fees and interest .
- Servicer communications – They must contact you within 36 days of delinquency and offer mitigation options .
- Avoid foreclosure flyer: Once auction is scheduled, your redemption window begins—don’t wait until it’s too late .
Why Choose M1 Home Buyers
- Local Michigan expertise, with deep knowledge of foreclosure timelines and servicer requirements.
- Fast, all-cash offers—no appraisal, bankgie, or staging.
- No hidden fees—we handle closing costs and commissions.
- As-is purchases—you walk away without spending on repairs or cleaning.
- Flexible closing—aligns with your foreclosure redemption window.
Frequently Asked Questions
1. Can you help if the auction is tomorrow?
We can file emergency motions in some cases—call now!
2. What if I owe more than the home’s worth?
We negotiate short sales with lenders.
3. Will this hurt my credit?
Less than foreclosure (80-100 point drop vs. 200+).
4. How fast can you close?
As quick as 7 days in urgent cases.
Get Your No-Risk Cash Offer Today
✔ Free foreclosure consultation
✔ No obligation, no pressure
✔ Stop sheriff’s sale fast
✔ Keep more equity than auction
Proud Partners Of

The Autism Alliance of Michigan (AAoM) is leading efforts to make Michigan a better place to live for people with autism and their families.

The Michigan Humane Society’s mission is to improve and save lives through compassionate care, community engagement and advocacy for animals.
Get A Cash Offer From M1 Home Buyers!
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