Behind On Your Mortgage? Sell Your House For Cash!

Are you struggling to keep up with your mortgage payments? If you’re falling behind on your mortgage in Michigan, you’re not alone — and you do have options.

At M1 Home Buyers, we help homeowners stop foreclosure, pay off overdue payments, and walk away debt-free by buying houses as-is, for cash. Whether you’re 30, 60, or even 90 days behind, we can help you take back control — quickly and discreetly.

What Happens If You Get Behind On Mortgage Payments?

Missing a payment or two may not seem like a big deal at first. But in Michigan, falling behind can escalate fast:

1️⃣ 15 Days Late – You’ll typically be charged a late fee.

2️⃣ 30 Days Late – Your missed payment is reported to credit bureaus, hurting your score.

3️⃣ 60-90 Days Late – The lender sends a Demand Letter. You’re at risk of foreclosure if you don’t catch up.

4️⃣ 120+ Days Late – The foreclosure process starts. You could lose your home and damage your credit for years.

(HUD – Avoiding Foreclosure)

Sell Your House for Cash in Three Easy Steps

Before you call a real estate agent, you owe it to yourself to explore other options for selling your house fast in City. Instead of going through a complicated process in a traditional sale, you can work directly with our team and skip the realtor. Our process is simple.

Step 1: Contact Us

When you are ready to sell your house, the first step is to call us and schedule a walkthrough of the house. It’s fast and easy, and there is no obligation to sell your house. Feel free to ask questions. We are here to help!

Step 2: Get a Cash Offer

We will assess your property and decide if we want to make an offer. If we like what we see, we will make a fair cash offer at just under the market value of your home. In most cases, we can make an offer within 24 to 48 hours.

Step 3: Close and Get Paid

If you accept our offer, the next step is to schedule a convenient closing date. Simply show up, sign the paperwork, and walk away with no strings attached. We pay most or all of the closing costs, which save you money.

3 Ways to Handle Late Mortgage Payments

Why Sell My Home Fast For Cash To M1 Home Buyers?

Selling your home shouldn’t be stressful. At M1 Home Buyers, we streamline the process by purchasing directly from you in cash – no fees, no commissions, and no middlemen. We buy City, MI homes in any condition, handling all closing costs and repairs ourselves, while tailoring solutions to your unique situation.

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Fair Cash Offer

We’ll make you a cash offer based on the condition and value of the home.

Simple Sale Process

We want to make selling your home as easy and stress-free as possible.

Close When You Want

Need to sell fast or need extra time to move? We’ll work with you.

Sell Your Home As-Is

You won’t have to make any repairs or updates! We buy houses totally “as-is.”

No Agent Fees

We buy houses directly from sellers with no realtor commissions or other fees.

No Need To Clean

No need to clean. Leave behind anything you don’t want to take with you.

Why Selling for Cash Beats Foreclosure

Best choice? A fast cash sale preserves your financial future.

Top Rated Cash Home Buyers In Michigan

– Leonya B
“Mark and Mike provide persistent, patient, honest, and great customer service!”

– Jamase
“Mike purchased our family home. He is a genuine guy and worked with us to stay in the home a little longer than anticipated.”

– John N
“I worked with Mark, Jamie, and Mike through the unfortunate circumstance of my foreclosure. I’m extremely satisfied with their efforts.”

See More Testimonials

Why Sell To M1 Home Buyers?

We buy houses in Michigan as-is, no matter how far behind you are. You don’t have to fix anything, clean up, or worry about showings.

✅ Fast cash offers – Get an offer in 24-48 hours

✅ Close in as little as 7 days – Or on your timeline

✅ No repairs, no appraisals, no fees

✅ Local Michigan experts who understand foreclosure laws

✅ Respectful, private service when you need it most

How Selling to M1 Home Buyers Works

Step 1: Contact Us (Takes 2 Minutes)

• Share basic info about your home and mortgage status.

Step 2: Get a Fair Cash Offer in 24 Hours

• We assess market value, not just what you owe.

Step 3: Stop Foreclosure Proceedings

• We notify your lender and halt the auction.

Step 4: Close & Get Paid

• Funds pay off your mortgage (or negotiate a short sale).

FAQs About Selling When Behind on Payments

1. Can I sell if foreclosure has already started?

Yes! We can file an emergency motion to stop the sale.

2. Will I owe money after selling?

Not if we negotiate a short sale or full payoff.

3. How fast can you close?

As fast as 7 days in urgent cases.

4. Do I need to tell my bank first?

No—we handle all lender communications.

Proud Partners Of

The Autism Alliance of Michigan (AAoM) is leading efforts to make Michigan a better place to live for people with autism and their families.

The Michigan Humane Society’s mission is to improve and save lives through compassionate care, community engagement and advocacy for animals.

Get A Cash Offer From M1 Home Buyers!

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We Buy Houses All Across Michigan